Terms of use

What RetireFromTrades does

RetireFromTrades gives owners of trade businesses a free, illustrative estimate of what their business might be worth, based on answers they type in. It also has free calculators and guides. You can buy a Full Report and ask for an introduction to an independent, licensed business broker.

This is an educational estimate, not an appraisal. RetireFromTrades gives an illustrative range based on what you told us and on general market information. It is not a formal business valuation or appraisal, and it is not an offer to buy your business. We are not a business broker, M&A adviser, CPA, lawyer or financial adviser, and nothing here is legal, tax, accounting or investment advice. Real offers depend on your actual financial records, buyer diligence, deal terms and market conditions, and can be higher or lower than this range. Before you make any decision, talk to a licensed professional. If you ask, we can introduce you to an independent licensed business broker; we do not broker, negotiate or take part in any sale.

Who the site is for

The site is for owners and managers of businesses, using it for business purposes. You must be 18 or older to use it.

This site is intended for US businesses. We don't promise that it suits, or is allowed, anywhere else. If you use it from outside the United States, you do so on your own initiative and you are responsible for following your local laws.

What we are not

We are not a business broker, investment adviser, appraiser, accountant or law firm. We don't list businesses for sale, negotiate deals, hold money or take part in any sale. If you ask us to, we introduce you to an independent, licensed business broker. Any work you do with that broker is between you and them.

Today we take no fee from any broker for an introduction. If that ever changes, we will update these terms and our How we make money page first, and tell you next to the opt-in before you ask.

[LAWYER REVIEW] Before any paid referral line launches (broker, wealth manager, SBA lender or CPA), confirm it is allowed in each state and what licence, registration and written disclosure it needs (research/05 E2 to E5).

Your answers

You are responsible for the numbers you enter. The estimate is only as good as those numbers and our general assumptions. Please don't enter information you aren't allowed to share. We never ask for tax returns, Social Security numbers, EINs or bank logins, and you shouldn't send them to us.

How our numbers work

Our multiples come from published sources listed on our Data sources page, adjusted by rules on our Methodology page. They are estimates, not verified sold-deal data, and every result is shown as a range.

Until a trade's multiples have been checked against verified sold-deal data, every page that shows them labels them illustrative. Today that is true for every trade we cover.

Only for you

Your estimate and Full Report are made for you alone, to help you think about your own business. Not for use in financing, litigation, tax filings, estate or divorce matters, or by anyone other than you. No third party may rely on it.

Free tools

Our calculators (for example net proceeds, retirement gap, owner dependence and the add-back finder) are educational. They use the assumptions you enter and simplified formulas, so real results will differ.

They are not tax, investment or retirement advice. We don't recommend any investment, account, fund, adviser or financial product, and no tool is tailored to your full situation. Talk to a qualified professional before you act on a result.

Paid Full Report, prices and taxes

The Full Report is a one-time digital product. You get access as soon as your payment goes through. There is no subscription and nothing renews.

Prices are in US dollars and are shown before you pay. Taxes may apply in some states. If they do, you see them at checkout before you pay. Payment is handled by our payment provider, Stripe; we don't see or store your card number.

Our refund policy explains how to get your money back within 7 days.

Acceptable use

• Don't use the site to break the law or to harm anyone.
• Don't scrape, overload or try to break into the site.
• Don't submit estimates for a business you don't own or manage without permission.
• Don't enter anyone else's personal details unless you have the right to share them.

Our content and other companies

The site, reports and guides belong to us. You can use your own report for your own business decisions and share it with your advisers.

Guides may mention other companies by name for information. We are not affiliated with them unless we say so.

Links and other professionals

The site links to other websites, and we may introduce you to a broker if you ask. Those websites, brokers and other professionals are independent of us. We don't control them, we aren't responsible for what they say or do, and any agreement you make with them is between you and them.

Electronic communications

You agree that we can give you notices, receipts and other communications electronically, by email or on the site, and that these count as being in writing. You can ask for a paper copy by emailing us. If you withdraw this consent, we may not be able to deliver a Full Report.

Your responsibility to us

If you misuse the site, break these terms or enter data you had no right to share, and someone makes a claim against us because of it, you agree to cover our reasonable losses and costs, including legal fees.

Suspension and ending

You can stop using the site at any time, and you can delete your data from My reports. We may suspend or end your access if you break these terms or misuse the site, or if we stop running the site. If we end access to a Full Report you paid for without a good reason, we will refund it. The sections on our content, no warranty, liability, your responsibility to us and disputes keep applying after access ends.

Disputes: talk to us first, then individual arbitration

Talk to us first. Before either of us starts a formal claim, the one with the complaint sends the other a written notice (by email to support@retirefromtrades.com, or to the email address we have for you) describing the problem and what would fix it. We both then try in good faith to resolve it for 30 days.

Arbitration. If we can't resolve it, you and we agree that any dispute about the site, the estimate, the tools, the Full Report or these terms is decided by binding individual arbitration, not in court. The American Arbitration Association (AAA) runs it under its Consumer Arbitration Rules or Commercial Arbitration Rules, whichever applies. The Federal Arbitration Act governs this section. The arbitration is seated in Wilmington, Delaware, and you can take part by video or phone if you prefer.

Small claims. Either of us can instead bring an individual claim in the small claims court for the county where you live, if it qualifies there.

No class actions. Claims can only be brought individually, not as a plaintiff or class member in any class, group or representative action. You and we both give up the right to a jury trial. If this class waiver is found unenforceable for a claim, that claim goes to court instead of arbitration, and the rest of this section still applies.

Opting out. You can opt out of this arbitration agreement within 30 days of first agreeing to these terms. Email support@retirefromtrades.com with your name, the email address you use with us and a clear statement that you opt out of arbitration. Opting out doesn't affect anything else in these terms.

Governing law. These terms, and any dispute about them or the site, are governed by the laws of the State of Delaware, USA, without regard to conflict-of-law rules.

Courts. If you opt out, or a claim isn't arbitrated, it goes to the state or federal courts in Delaware, and you and we agree to those courts.

[LAWYER REVIEW] Delaware law and a Wilmington seat were chosen by the owner (research/05 H2). Confirm the arbitration agreement, class waiver, opt-out and Delaware venue are enforceable against consumers in our target states (research/05 B4).

Changes to these terms

We may update these terms. The date at the top shows when they last changed. If a change is material and you have bought a Full Report, we also email you. Changes apply from the date shown and don't affect a dispute that has already started.

General

• Severability: if a court finds part of these terms unenforceable, the rest still applies.
• Entire agreement: these terms, our privacy policy and our refund policy are the whole agreement between you and us about the site.
• Assignment: you can't transfer these terms to anyone else. We can transfer them to a company that takes over the site.
• No waiver: if we don't enforce a part of these terms straight away, we can still enforce it later.
• Things outside our control: we aren't responsible for delays or failures caused by events we can't reasonably control, such as outages at our providers, natural disasters or changes in the law.

Notice for California users

The site is run by Quixta Ventures LLP, [POSTAL ADDRESS: Quixta Ventures LLP registered office, Bengaluru, India]. The free estimate and tools cost nothing; the Full Report price is shown before you pay. Under California Civil Code section 1789.3, California users are entitled to this notice: the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs can be reached in writing at 1625 North Market Blvd., Sacramento, CA 95834, or by phone at (800) 952-5210.

Contact

Quixta Ventures LLP, [POSTAL ADDRESS: Quixta Ventures LLP registered office, Bengaluru, India]. Email: support@retirefromtrades.com.