Free tools for owners

Straight answers to the money questions owners ask before they sell. Free, no email, your numbers stay in your browser unless you email them to yourself.

Start here

If I sell for $X, what do I actually walk away with?

Net proceeds calculator

Headline price in, cash at closing, later payments and an after-tax range out. Most owners start here: the headline price in an offer is rarely what lands in your account.

Open the net proceeds calculator

More free tools

Is what I would get enough to retire on?
Retirement gap calculator
Compare sale money and savings with what you spend each year, as a range.
Would my business run for a month without me?
Owner dependence test
Ten trade-specific questions buyers ask, scored, with what to fix first.
What costs can I add back to my profit?
Add-back finder
A checklist of common add-backs and how much of each a buyer is likely to accept.

What each tool needs and what it tells you

Each tool takes a few minutes and answers one question. None of them asks for tax returns, bank logins or your EIN. Every assumption is printed on the tool page and you can change it. The full method is on how we calculate value.

Net proceeds calculator

You put in: The headline price, how much is paid at closing, any escrow, seller note or earnout, the debt you would pay off, and your deal costs and tax rate (we start you with editable guesses).
You get: Cash on closing day, what is paid later, an after-tax range and the working behind each number.
What it cannot tell you: Working capital and inventory adjustments are not modeled, and the tax range is a placeholder until your CPA gives you real rates.

Retirement gap calculator

You put in: What the sale might leave you after tax, your other savings, what you spend in a year, other income such as Social Security, and how many years the money has to last.
You get: How long the money lasts, the yearly gap or surplus as a range, and three ways to close a gap.
What it cannot tell you: Tax on withdrawals is not modeled, and the return is an assumption to replace with a fee-only planner's numbers.

Owner dependence test

You put in: Your trade and ten answers about the license, who sells, the team, the phone and the books.
You get: A score out of 100, a plain band (from "runs on you" to "could run without you") and the three answers that cost you the most points.
What it cannot tell you: The weights are our own rough guide, not a market rule, and the score does not change your valuation.

Add-back finder

You put in: A tick for each cost a new owner would not carry (your truck, one-time legal bills, family on payroll) and a rough amount.
You get: A low and high add-back total, each item labelled likely accepted, needs proof or often rejected, and the records to gather.
What it cannot tell you: The labels are our estimate of how buyers usually treat each item. Every buyer and every quality of earnings review is different.

Questions about the tools

Do I need to give my email to use the tools?

No. Every tool works without an email or an account. Your numbers are worked out in your browser and are not sent to us unless you choose to email yourself a copy.

How are the tools different from the free estimate?

The free estimate gives an illustrative value range for your company and the three things pulling it down. The tools answer the questions around that number: what you would actually keep from a sale, whether it is enough to retire on, how much the business leans on you, and which costs you can add back to profit.

Are the results financial or tax advice?

No. They are rough ranges built from the numbers you enter and assumptions we show on each page. Every assumption can be changed. Take the results to your CPA, attorney or a fee-only planner before you decide anything.

Which tool should I use first?

If you have an offer or a price in mind, start with the net proceeds calculator, because the headline price is rarely what lands in your account. If you are a few years from selling, the owner dependence test shows what to work on first.

See what your company could be worth

Answer about 20 quick questions and get a free, illustrative range, a readiness score and the things holding your number back. About 5 minutes. No phone number, no sales calls.

Pick your trade to start: